If you are interested in a discussion of the above topic, send me an email at [email protected]

I will be moving in to this page shortly, with questionaires and details of my research on this topic.

IF YOU ARE INTERESTED IN DOING A JOINT-PROJECT ON THE ABOVE TOPIC, pls also email me ([email protected]) I am looking for anyone interested in helping me survey merchants and customers on this research topic. In return, I will also be doing the same for merchants and customers in Singapore..

Hope to hear from you soon

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